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Record Month for Oracle Finance
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Success Story: Oracle Finance fund two of the first three Lamborghini Aventador’s in the UK
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Used vs New - Buying the car you want at the right time for the right deal.
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The Most Powerful C-Class Ever Built
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Finance Explained
Personal Contract Purchase
PCP is an increasingly popular choice for car finance. It offers the best in flexibility at the end of the agreement, together with low, fixed monthly payments.
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Hire Purchase
Hire Purchase offers a straightforward way to spread the cost of a new car. You have a fixed rate of interest with fixed monthly payments, making budgeting simple and easy.
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Hire Purchase With Balloon (Lease Purchase)
Hire purchase with a balloon offers lower monthly payments than normal hire purchase. Instead, at the end of the agreement, you can make a final lump sum payment (or 'balloon') to own your car.
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Contract Hire
Contract Hire is a funding method suitable for those companies and individuals registered for VAT – up to 100% of VAT can be reclaimed provided there is no element of personal use. If the vehicle is used personally then this figure drops to 50%
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Balanced Payments Plan
Balanced Payments has the advantage of fixed monthly payments. However, unlike Hire Purchase, where the interest is fixed, balanced payment plans track changes in the finance house base rate.
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GAP Insurance
Car crime is an unavoidable statistic – one car is stolen every minute. Over a third of cars are never found, and over half a million cars each year become total losses. The right insurance for your new prestige car is crucial.
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Frequently Asked Questions (FAQ's)
Have you read about all the different finance options but still have some questions? Have a read through some of our most frequently asked questions for some help.
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