April 2016 - Oracle Finance

Oracle Finance are delighted to reach the finals in the inaugral Credit Today Car Finance Awards.

The prestige car finance specialists have been shortlisted in the ‘Best Broker’, ‘Customer Service Excellence’ and ‘Innovation’ categories.

Christian Walker, Oracle’s Marketing Manager, said, “We are very excited to be nominated in these key categories for the inaugral Car Finance Awards. Our success is built on being innovative and delivering an outstanding customer experience, so it is fantastic for the team to be recognised for their dedication and achievements.”

Vehicle finance doesnt have to be complex. These frequently asked questions about using car finance to fund your dream wheels will clarify it for you.

Some people may feel put off from purchasing their dream wheels because of either the cost, or they are confused by vehicle finance arrangements. These questions will clear up any confusion, and show just how simple it is to use vehicle finance to pay for a prestige car over a period of time.

Vehicle Finance – What Cars can I Buy?

Anything you like! A specialist in financing luxury cars will help you set up the perfect vehicle finance plan for any make or model, from a classic Bentley to a sexy Lamborghini. They can even use their contacts to help you track down your dream car if you are having trouble finding it. With specialist luxury vehicle finance, the car of your fantasies could soon be sitting in your garage.

Vehicle Finance – How much will the deposit be?

The beauty of vehicle finance plans is that you get to choose the amount of deposit on your car. Usually this is between 10% – 50% of the full price. If you pay more upfront as a deposit, it means that your monthly vehicle finance payments will be lower, and you will be able to pay it off more quickly. If you want to hold on to your personal or business assets and pay a smaller deposit, then you can simply pay more each month, or pay off your vehicle finance deal over a longer period of time.

Vehicle Finance – How long will it take to pay off?

The length of repayment time on a vehicle finance arrangement is up to you. Naturally the shorter the time, the more the payments will be. Decide what a reasonable monthly amount would be for you, and ask your specialist funder to work out how many months you will need to pay this for.

Vehicle Finance – What options do I have?

You can choose your payment plan type, from hire purchase vehicle finance plans with or without a balloon payment to a balanced payment plan. Speak to your vehicle finance funder to get all the information you need on these different options, so you can get the plan that best suits you.

Vehicle Finance – Will I actually own the car?

Yes, as soon as your deposit is paid you will gain ownership of the car, provided you maintain your monthly payments. One of the benefits of a vehicle finance plan is that the car can immediately be added to your assets, without you needing to pay for the full price upfront.

Vehicle Finance – How long will it take to get the finance approved?

You should normally receive approval within 24 hours of making your application for vehicle finance, provided there are no problems with your credit reference and the contact details you supplied.

Looking for vehicle finance? Speak to Oracle Finance.

Oracle finance is the UKs leading specialist funder of prestige, sports and luxury cars, with over 20 years experience. Its team of expert staff have delivered over 50million of prestige car finance this year alone, offering an outstanding and unique level of customer service to clients. Oracle Finance also offers funding solutions for the purchase of high-value aviation and marine assets, and has a specialist asset finance division funding commercial vehicles, plant and machinery and other business assets. To discuss your requirements or get a quote, contact Oracle Finance on 08450 944997 or email info@oraclefinance.co.uk.

Prestige car finance can help you drive away the wheels of your dreams, for less than you think.

Luxury cars are on the top of every persons wish list. After all, who wouldn’t want to be seen in a Bentley, Ferrari, Aston Martin or Mercedes Benz? But for many people, the dream remains just that, because they think they could never afford to buy a brand new luxury motor. However, with prestige car finance, you can make a smaller deposit and pay monthly instalments making it far more affordable to own your dream car than you think. This is how it works.

Prestige Car Finance – The Basics

Prestige car finance is a very simple way of making it more affordable to own your dream car. Rather than paying the full manufacturers price in one go, which is frequently out of most peoples reach, you instead pay a deposit and arrange monthly repayments, normally over the space of 24 months. The best way to secure a great prestige car finance deal is to hire a specialist funder for luxury cars. They will help you determine the best package to suit your budget and income, and secure the best funding deal on the car of your choice. A prestige car finance expert will be able to talk you through the procedure of securing funding, and can finance a car from any main franchised or independent car dealer. Some of the well-established funders may even be able to help you locate the exact make and model you’re looking for using their contacts.

Prestige Car Finance – Different Types

There are different types of prestige car finance that you could choose to help fund your dream motor. These include:

Hire Purchase: With this type of prestige car finance arrangement, you pay a fixed rate of interest on fixed monthly payments, so you can budget accordingly. You can choose how much you want to put down as a deposit, from 10% – 50% of the full price. The remainder is paid over 12 – 60 months.

Hire Purchase with Balloon: This form of prestige car finance is similar to hire purchase, except you make a final lump sum payment at the end of the agreement, making your monthly payments smaller. This way, you can buy a more expensive car than you might otherwise have been able to afford.

Balanced Payments Plan: If you choose this type of prestige car finance, you will still pay a fixed monthly sum, but instead of fixed interest, your interest rates will rise and fall according to either the finance house base rate, LIBOR, or bank base.

Prestige Car Finance – Cars to Choose

These are just some of the amazing cars that you could buy with prestige car finance:

Ferrari
Porsche
Bentley
Mercedes-Benz
Audi
Lamborghini
Aston Martin

Looking for prestige car finance? Speak to Oracle Finance.

Car finance can help put your fantasy car in your garage. This is how to choose the right type of funding for you.

Car finance is the ideal solution if you long to own the luxury car of your dreams, but know that you couldn’t afford to buy it outright. Brands such as Mercedes-Benz, Ferrari, Aston Martin and Lamborghini are just some of the marques you could choose from when you set up a car finance deal with an expert car finance company, who specialises in prestige motors. They will help you ascertain what the best type of repayment plan will suit you, and how much you can afford each month. These are your options:

Car Finance – Hire Purchase

Hire purchase is one of the most common – and easiest – forms of car finance. After choosing your dream prestige car, you then decide how much you can afford to pay as a deposit, generally between 10% and 50% of the full price. Next, you arrange a fixed rate of interest, enabling you to make fixed monthly payments over 12 – 60 months. This straightforward form of car finance has the benefit of allowing you to budget for your monthly payments without any fluctuating interest rates. Other benefits include:

Choose a low deposit so it doesn’t use up personal or business assets
You can choose the term of repayments and the deposit level
The fixed monthly payment makes budgeting simple
You gain an asset with ownership of the car
Business owners benefit from tax allowances
VAT free payments

Car Finance – Hire Purchase with Balloon

This form of car finance is similar to the simple hire purchase plan, except you make smaller monthly payments, and pay off the remaining balance at the end of your repayment term. You then have a number of options at the end of the agreement, including car purchase, refinance, part-exchange or resale. The key benefit of this type of car finance is that you can choose a higher specification of vehicle due to the lower monthly payments.

Car Finance – Balanced Payments Plan

If you are looking for a form of car finance that offers you variable interest rates in line with the bank base or finance house base rate, then a balanced payments plan is for you. As the interest rates rise and fall over the period of the contract, so does the interest that you pay on your dream car. At the end of your agreement you will settle the difference either as credit or a charge. It is still quite similar to the hire purchase car finance agreement, in that you pay your deposit, then choose fixed monthly instalments over an agreed term. You can also include a deferred balloon payment in this type of car finance plan.

Looking For Car Finance? Speak To Oracle Finance.

Oracle finance is the UK’s leading specialist funder of prestige, sports and luxury cars, with over 20 years’ experience. Its team of expert staff have delivered over £50million of prestige car finance this year alone, offering an outstanding and unique level of customer service to clients. Oracle Finance also offers funding solutions for the purchase of high-value aviation and marine assets, and has a specialist asset finance division funding commercial vehicles, plant and machinery and other business assets. To discuss your requirements or get a quote, contact Oracle Finance on 08450 944997 or email info@oraclefinance.co.uk.

Everyone has a new or used car preference and with vehicle finance, you can own the ideal new or used prestige vehicle that you have always dreamed of.

Whether you’re looking for new or used prestige cars, they will all have one thing in common; unrivalled luxury and superb styling. That’s why many people would rather own one really stunning car than 2 or 3 “runabouts”, like small hatchbacks and suchlike. Now you can take advantage of owning a prestige car, and it’s all thanks to great vehicle finance – the number one choice for people buying a luxury car that they need to repay over a number of years.

Vehicle Finance – Why People Sell Cars

Some people’s pre-conception of used cars is that there must be something wrong with them for people to want to sell them on. This is definitely not the case, and one of the most common actual reasons is due to a change in circumstances. This could be anything from changing jobs to starting a family, and there doesn’t have to be anything wrong with a car for people to feel like they need to sell it on. Another very simple reason as to why people sell their cars is that they fancy a change, and the used car you see on the forecourt might be the result of a part exchange. Like with anything, everyone fancies a change now and again, so that’s what people do with cars too.

Vehicle Finance – Gently Used Is A Great Buy

With vehicle finance, you can get deals on that new or used prestige car that you’ve always had your eye on. At the moment, prestige luxury cars are extremely good value and whether you buy new or used, there is sure to be a great deal for you. The great thing about “used” is that it can apply to even only gently used cars with only a few miles on the clock. So, there is no reason why you can’t get a slightly used, or “run in” car with appropriate vehicle finance and save yourself a considerable amount of money on what might once have been a very expensive car when it was brand new.

Vehicle Finance – The Perfect Deal

Whether you intend to choose a new or used prestige car, the price tag can be much more digestible when you take a look at vehicle finance deals on the motor you have set your heart on.

Searching for Vehicle Finance? Call Oracle Finance

Oracle Finance is a leading provider of finance solutions, meaning you can buy a new or used luxury car in an easy, affordable way. Talk to us about your requirements and see what we can do for you –we appreciate that everyone has individual circumstances and want you to get the best deal possible. Visit our website and call us today on 0800 012 6666 or emailinfo@oraclefinance.com.

Take a look at some of the most wanted luxury cars, and see if you can own one by spreading the cost of the cars value.

In the world of luxury cars, it can be hard knowing which one to choose. You might have had a prestige car finance quote for a few different cars and feel confident that there are a number of vehicles you can now take your pick from. So, where to start? Let’s take a look at some of the top prestige vehicles available, and there may be one that sways your decision

Prestige Car Finance – The Audi R8

The very luxurious Audi R8 is a stunning addition to the sporty Audi range. It’s 4.2-litre V8 engine is superbly powerful and offers the car enthusiast a fabulous drive with stunning aesthetics. This is the perfect car for those who like their sports cars to redefine the word luxury. Prices start at around £80,000 and with prestige car finance you can get a great deal on this vehicle, by paying a deposit and spreading the cost of this fabulous car.

Prestige Car Finance – Mercedes McLaren SLR

Another equally stunning car, but with a much higher price tag, the Mercedes McLaren SLR is not something you will see casually cruising around a town centre. This is a top-end, high class luxury vehicle that oozes exclusivity. With incredible performance and unique styling, this is the car to desire to own. Prices aren’t cheap, but then you dont expect them to be. You might be looking to pay around £350,000 for the privilege of owning one of the most in demand and luxurious roadsters on the market. Save yourself the worry about finding all that cash though with prestige car finance, you can own this car and spread the cost.

Prestige Car Finance – Lamborghini Gallardo

The Lamborghini Gallardo is a fine example of a luxury sports car with instant recognition. Drive this car down the street and heads will turn to admire the sleek lines and visually appealing style of the Lamborghini Gallardo. This car will cost around £120,000 and offers the customer a massive spec with a powerful engine that will make any other car driver gaze on and lust after it. Does this sound like the car for you? Take a look at prestige car finance and see if you can get a great deal on this dream car.

Prestige Car Finance – These Cars Could Be Yours

There are many luxury vehicles on the market, but it is personal choice with which car you fancy treating yourself to. Your first priority is to get that great prestige car finance deal sorted, so speak with Oracle Finance today and see what they can do for you.

Looking for Prestige Car Finance? Try Oracle Finance!

Oracle Finance has been helping people just like you to get the car of their dreams. With flexible finance packages, you could soon be driving a luxury prestige vehicle and spreading the cost. We are the number one choice for people buying new cars and looking for finance, so call us today on 0800 012 6666 or email us at info@oraclefinance.com.

If you think it’s time you added to your car family with a special little weekend motor, then there has never been a better time to treat yourself.

Are you thinking of buying a sporty weekend car? If so, there is available prestige car finance to help make the whole process very simple and affordable. Nearly everyone has one car that they use for all activities, such as the school run, going to work and suchlike, but some are starting to realise the benefits of having an extra car for the weekend, whether it’s a short break away or just general weekend driving. For this, they choose a sporty little number, perfect for the romantic couple.

Prestige Car Finance – The Choice Of Luxury Vehicles To Indulge In

If you’re thinking of buying a sporty car dedicated to your weekend outings, you can choose from a wide selection of luxury vehicles that would make anyone envious:

Audi TT
BMW M3 Cabriolet
Jaguar XKR Cabriolet
Porsche Boxster
Mercedes SL63
BMW Z4

The sporty weekend car can be a standard roadster or you can indulge a little bit with a convertible; the perfect choice for couples who like life in the fast lane, with their hair blowing in the wind driving down an open road. Sounds good, doesnt it? Well, this could be reality for you if you opt for prestige car finance. Expensive, luxury cars can be bought and paid off in manageable chunks that suit each individual circumstance.

Prestige Car Finance – Think About Your Enjoyment

Everyone needs a bit of time to themselves and with a sporty weekend car you can get the perfect vehicle to drive off into the sunset with; something to really take your mind off the world of work. Sometimes it can feel like you spend all your days working and it has become a sad reality that you live to work. You can turn this around by treating yourself to something really special, and a new car will give you many years of joy and pleasure. A sporty car is the perfect weekend antidote to long working hours and lack of enjoyment.

Prestige Car Finance – Make Life Simple

There has never been a better time to pick up a great sporty weekend car at a great price with a helpful hand in the form of prestige car finance. Many people opt for finance on their car as it gives them peace of mind that they dont have to raise a great amount of cash in a short space of time. Take out prestige car finance and spread the cost! In the meantime, enjoy getting away for a weekend break in a luxury sports car.

Need Prestige Car Finance? Come to Oracle Finance!

Oracle Finance is a specialist car finance company dedicated to helping you get the car of your dreams. With our great deals on car finance, you can spread the cost and still drive away that luxury car. Whatever prestige car youre wanting to buy, talk to us first and see what deals we can offer. Call us today on 0800 012 6666 or email us at info@oraclefinance.com.

If you’ve always fancied the idea of owning that brand new luxury car, there is no need to hold back any longer. With great deals on car finance, you can own the car of your dreams.

Perhaps you’ve had a few problems recently and feel a bit demotivated and demoralised. Often, the daily stresses in life are attributed to work, so it can be hard trying to distance yourself from it all. For many men and women, a pick-me-up is the answer, and there is nothing more satisfactory than being able to buy a new car. You might think you can’t afford that dream car you’ve always wanted, but with car finance, you can pay a small deposit and spread the cost. Now you can have a luxury pick-me-up at an affordable price!

Car Finance – Take Advantage

Everyone needs a treat every now and again, and even if you dont want to buy a new car, there is no reason why you cant pick up a nearly new vehicle at a great price. There are still many people in the UK applying for car finance and being pleasantly surprised that they can get a great deal on the car that they want. Take advantage of the current market conditions and see what deal you can get on that car you’ve always wanted.

Car Finance – Your Car Is On The Way Out

Maybe youre looking for a new car to replace that old one you’ve had for years and years. You know it’s on it’s way out, but you continue to hang on to it because you just dont have the spare cash to spend on a new car. If this sounds like you then it’s a great time to get car finance and buy a new car you might be surprised at just how little it can cost you in repayments.

Car Finance – Is Your Car Going To Pass Its MOT?

Perhaps you know that your current old car isn’t going to pass its next MOT. This is the time when many people decide to treat themselves to a new car, because they know that their current vehicle really isnt going to last any longer. Plus, if it’s going to be more cost-effective in the long run to buy a new car than it is to spend lots of money replacing the parts on your old one, there is only one logical solution. Buy a new car today and save money. With car finance, the easy, manageable repayments mean you can finally have that dream car youve always wanted.

Searching for Car Finance? Call Oracle Finance

Here at Oracle Finance, we are a leading provider of car finance and with 20 years experience in arranging finance for luxury vehicles, it is easy to see why we are the number one choice for people looking to buy that dream car. Our staff are highly trained and efficient in the world of cars, so give us a call today to see what we can do for you. Tel: 0800 012 6666 or email us at , info@oraclefinance.com.

With the current climate filling us all with doom and gloom, there is one thing that might make car enthusiasts feel a little better, and that’s the knowledge that they can buy a brand new car at a great price.

As car prices fall here in the UK and around the world, it is no secret that there has never been a better time to buy a new car. That luxury car you’ve had your eye on for a while can now be very affordable due to the current climate and people everywhere are taking advantage of the great savings. However, many people might think this only applies to those wealthy enough to be able to afford a new car, but this is not the case. With car finance, nearly everyone can get a great deal on the car they have always wanted, feeling safe in the knowledge that they have saved a significant amount on the price of the car due to the falling car prices.

Car Finance – Savings Put To Better Use

From what we hear on the News, it is fair to say that people are hanging onto their cash rather than spending it on new cars. However, with the interest rates as low as they are, is there really much point in saving your money for a rainy day? More and more people are feeling dejected at the prospect that their cash is gathering dust in the bank rather than earning them any money, so there are lots of people that are spending some of their savings on a car instead, because everyone knows it is a great time to buy. Car prices are falling due to the recession, and the positive outcome of this is that we can all get a better deal on the cars we want to buy. Plus, if you take out car finance, you can have a luxury vehicle at a reduced cost while you spread the repayments out over a number of years. With car finance, you don’t have to spend all your savings all you need is a deposit to secure the vehicle.

Car Finance – Affordable Luxury

There are considerable discounts to be had when you walk around a car forecourt. The top class luxury cars might once have been out of your league and beyond your budget, but in the current climate, there is something affordable for everyone in the car industry. Take advantage of these great prices and make your life a whole lot easier with the super car finance deals available.

Car Finance – Now You Can Afford A New Car

There has never been a better time to buy a new car, so why not browse the selection of cars that you once thought you couldn’t afford but now you can!

Need Car Finance? Talk to Oracle Finance

Oracle Finance offers the best car finance solutions. Whatever vehicle youre looking to buy, come to us and we will recommend a suitable finance package thats just right for you. We have been providing specialist funding for luxury vehicles for over 20 years and feel confident that we can help you secure the car of your dreams. Call us today on 0800 012 6666 or email us at info@oraclefinance.com.

Vehicle finance can help you to secure your dream car.

Whether your dream car is a Mini Cooper or an Aston Martin, vehicle finance can help you to make your dream a reality. Many of us have favourite cars, the “if only I could afford it” models. By looking carefully at vehicle finance, you could find a way to put that car in front of your home.

Tailored vehicle finance

When it comes to arranging vehicle finance, you may find that the basic packages dont suit your lifestyle or your needs. Todays vehicle finance is far more flexible than in previous years. This means that you can talk to a specialist adviser about your circumstances, the type of car you want to buy and what you can afford to pay. They can then help you to find vehicle finance products that fit the bill:

Vehicle finance payments – don’t want to be tied into an agreement for five years? Why not take out an agreement with a shorter term? If you can afford to pay a little bit more each month, a shorter term will give you more flexibility and give you ownership of the car in less time. If you don’t want to buy the car outright at the end of the term, talk to someone about exchanging it for a newer model.
Setting your sights high – good vehicle finance agreements allow you to buy better vehicles. Don’t just confine yourself to a basic model, take a look at the sportier version, or move to a better quality brand or model to get a better driving experience. If your car means more than just a mode of transport to you, check out the deals available on luxury ranges, which may be more affordable than you might expect.
Be a petrol-head – if you love cars, and you want to experience driving at its best, see how vehicle finance could let you drive a well-engineered, responsive and great-looking car. Once you know you have a finance agreement you can afford, you can really enjoy driving your new car and, as your contract comes to an end, you can start looking for the next driving experience and adjust your vehicle finance accordingly.

Vehicle finance from Oracle

Oracle Asset Finance is one of the leading providers of vehicle finance in the UK, with over 20 years of experience. Our aim is to find finance arrangements that work for you giving you access to the make an model of car you want, with monthly payments you can afford. Find out more about us by browsing our website, fill in our online form for a quote, or call us on 0800 012 6666 for professional help and advice.

Dont abandon your dreams of the perfect car until you’ve looked at prestige vehicle finance.

Have a dream car but not sure how to get it? Prestige car finance is a dedicated finance offering for people who want top-of-the-range cars but cant afford to pay the full listing price at once. It makes these cars far more accessible and, with the right advice, you could have a top quality vehicle sitting outside your home soon.

Prestige car finance for new and used cars

We all know the names of the manufacturers who are at the top of their game when it comes to luxury cars: Aston Martin, Mercedes Benz, Bentley, Lamborghini, Jaguar, Rolls Royce and more. Many people wish they could drive a car from these manufacturers and with the right prestige car finance, they can:

Your car – the first thing to do is decide what type of car you’re interested in. You can get prestige car finance quotes for most models, so don’t restrict yourself to one look at prices for three or four different cars. Your car doesn’t have to be brand new, so you could save money by looking for a pre-owned car that costs less than a new model.
Your money – whether you’re planning to lease the car through prestige car finance, or pay monthly with a lump sum at the end to purchase the car, you need to be sure you can afford it. Prestige car finance can keep the payments as low as possible, but they will still be higher than for most other makes and models of car. You may also need to pay a deposit, so make sure you have some cash available for this purpose. The amount will vary depending on which car you choose and which prestige car finance option you pick.
Your choice – there are a number of types of prestige vehicle finance. If you deal with an experienced finance provider, you may be able to benefit from a tailor-made package that allows you to change cars mid-term, extend the agreement as it comes to an end, decide to buy your car at the end of the lease instead of change it, and much more. Prestige car finance is all about making it as easy as possible to own the car you desire.

Prestige car hire from Oracle

At Oracle Asset Finance, we can provide you with deals that cover some of the most exclusive brands in the car industry. We can offer you finance on cars you’ve already seen at a dealer, or we can use our contacts to find you the car youre looking for. Our experience has been built up over 20 years in the business, so you can benefit from our knowledge and expertise. To find out more about prestige car finance, fill in our online form today, or call us on 0800 012 6666.

Car finance is a straightforward process that can help you to buy the car you really want.

Car finance is the best way to avoid a compromise when it comes to buying your next car. If youre fed up with having to buy a lower level of car than you really want, take a look at the way car finance could work for you. By finding the right deal, you could afford the great-looking car youve always wanted.

Car finance – helping you out

Perhaps you’ve always avoided car finance deals before, because you’ve been suspicious of the terms involved, or because you’re worried about being tied into a payment scheme. Car finance deals, however, are structured significantly differently than they were ten years ago, and with the protection now offered to car finance customers by the Financial Services Authority, you can be far more confident about using this method to buy your car:

Car finance availability – the important thing for new car finance customers is to find a provider that has the necessary expertise and experience to offer a reliable, workable solution to funding your car purchase. Choosing a specialist car finance company can give you the confidence to look at cars you may have previously dismissed as too expensive.
Car finance types – like most financial products, car finance packages come in a variety of forms. All you need to do is choose the type of car finance that’s going to work best for you. This might depend on whether you’re buying for personal or business use, and whether you want to lease the car for a specified period of time, or buy it outright once the finance term is over.
Car finance costs – above all, you need to be sure that youre choosing a car finance plan that you can afford. Thats when its important that you deal with a company that works to the guidelines set out by the Financial Services Authority. You should not be recommended a product that you cannot afford, so by using a specialist company, you can be comfortable that your interests and needs come first.

Car finance plans from Oracle

At Oracle Asset Finance, we specialise in vehicle and car finance for a wide range of business and individual customers. Our aim is to ensure that you can have access to the very best makes and models of car possible, without selling you car finance that you cant afford. We have years of experience in helping people to fund new car lease or purchase schemes, and we are sure that we can give you the help and advice you need. You can use our easy online application form to apply for car finance today, or give us a call on 0800 012 6666.