FROM THE UK’S NO. 1 FUNDER FOR PRESTIGE, SPORTS AND CLASSIC CARS
Car Finance Products
We understand that picking the right car finance product is not always straight forward. Here is a no-nonsense rundown of all the financial product types and the differences between them. Contact our experts now and we can help you find the right type of product for your needs.
How can we help you?
Our Key Finance Products
Buying a new vehicle can be a lengthy and complex process. At Oracle Finance, we’re with you every step of the way.
Hire Purchase (HP) Car Finance
- Flexible Deposit – allowing you to free up personal or business cash
- Tax Benefits – tax allowances for business users
- Control – you decide the deposit amount and the repayment term
Personal Contract Purchase (PCP)
- Lower Set Monthly Payments - perfect for budgeting
- Change Cars - ability to change your vehicle more often
- Flexibility - flexible options at the end of the term. upgrade, purchase or hand the car back
Lease Purchase Car Finance
- Lower Set Monthly Payments – perfect for budgeting
- A Better Car – lower payments can help you choose a higher specification car
- Flexibility – no mileage restrictions
Balanced Payments
- Fixed Monthly Payments - your payments remain fixed
- Tax Benefits - tax allowances for business users
- Potential Savings - save money if interest rates fall
Refinance
- Keep Your Car Longer - extend the term of your agreement
- Lower Monthly Payments - adjust your budget without having to sell
- Refinance Your Balloon - alternative to paying a lump sum
Releasing Equity
- Leverage Your Assets - as opposed to taking a personal loan
- Secured Lending - protecting your personal liability
- Release Capital From Your Vehicle - without relinquishing ownership
Classic Car Finance
- Over 19 years’ experience in funding classic cars
- Specialist funding for classic vehicles
- Flexible terms and tailored packages
Prestige Car Finance
- Over 19 years’ experience in funding prestige vehicles
- Flexible deposits and final payments
- Competitive rates
Sports Car Finance
- Over 19 years’ experience in funding sports cars
- Flexible payment terms and deposits
- Tax benefits for business users
Supercar Finance
- Over 19 years’ experience in funding supercars
- Control the deposit and repayment terms
- Specialist in funding a variety of makes and models
Racing Car Finance
- Over 19 years’ specialist experience in funding race cars
- Extensive panel of specialist lenders
- Refinancing of your existing vehicle
Auction Car Finance
- Arrange your finance ahead of the auction and before you place your bid
- Release equity from your existing collection to help you add to it.
- Refinance your current collection of cars to free up cash or reduce payments in order to grow your collection further
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