Lease Purchase Car Finance

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LEASE PURCHASE CAR FINANCE EXPLAINED

What is Lease Purchase Car Finance?

Also known as Hire Purchase with a Balloon, Lease Purchase is an ideal way to fund your vehicle purchase if you want the benefit of lower monthly payments compared to a standard Hire Purchase deal.

To reduce your monthly instalments, a deferred final payment, or balloon, is offset to the end of the agreement. This allows you to pay a lump sum to purchase the car in full, if you choose to do so.

The amount of the deposit is flexible, typically between 10% – 50% of the car’s price. The deferred balloon is calculated on the estimated future value of the car.

At Oracle Finance we offer a broad range of finance products including Lease Purchase.

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Benefits of Lease Purchase Car Finance

You could benefit from any of the below…

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Low Deposit

allowing you to free up personal or business funds

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Set Monthly Payments

perfect for budgeting

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A Superior Vehicle

lower payments can help you choose a higher specification vehicle

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Flexibility

no mileage restrictions

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Ownership

you own the vehicle at the end of the agreement

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Tax Benefits

tax allowances for business users

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QUALITY SERVICE

Our customers have rated us as ‘5 Stars – Excellent‘ on Trustpilot

Current representative APR

8.9% APR

Oracle Finance is a Credit Broker and not a Lender.

This means that we deal with a wide range of financial institutions to give our customers a greater choice of competitively priced options. For your protection, Oracle Finance is authorised and regulated by the Financial Conduct Authority for the sale of consumer credit. Oracle Finance is a trading name of Oracle Asset Finance Limited.

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Lease Purchase Car Finance










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