Porsche driving into the sunset

PCP Car Finance

From Oracle Finance, the UK’s No. 1 Funder For Prestige, Sports & Classic Cars.

Get a quote
PCP Car Finance

From Oracle Finance, the UK’s No. 1 Funder For Prestige, Sports & Classic Cars

Personal Contract Purchase, also known as PCP, is an increasingly popular way to fund your car. It offers great flexibility at the end of the agreement, combined with fixed, low monthly payments.

If you are opting out of your company car scheme, PCP is an ideal choice. Your company car allowance can fund your monthly payments, without paying company car tax. At the beginning of the agreement your car’s Guaranteed Future Value is calculated, based on an agreed mileage. This is then deferred as a final payment made at the end of the agreement, often referred to as a ‘balloon’ payment.

Our service is free and there is no obligation to proceed. So even if you just want to have an informal chat about potential options or to discuss the car you love, we’d be delighted to help you.

To find out more about PCP contact us or read our guide to PCP Finance.


    Tick icon

    Unrivalled Customer Service

    In 2019, we took at least one customer phone call every single minute we were open

    Tick icon

    Over 1bn Funded

    On average, we fund at least one customer vehicles every single hour we are open

    Tick icon

    Tailored Support by Real People

    You’ll experience unique passion and expertise from our dedicated account managers. No automated algorithms here!

    Meet our team of Experts

    Quality Service

    Our customers have rated us as ‘5 Stars – Excellent‘ on Trustpilot

    Current representative APR

    7.95% APR

    Oracle Finance is a Credit Broker and not a Lender.

    This means that we deal with a wide range of financial institutions to give our customers a greater choice of competitively priced options. For your protection, Oracle Finance is authorised and regulated by the Financial Conduct Authority for the sale of consumer credit. Oracle Finance is a trading name of Oracle Asset Finance Limited.