Revealed: Our 2025 So Far…
With the start of July now upon us it officially means we are more than halfway through 2025 already. With time seemingly flying by quicker than ever we like to take a look back at the first half of the year to see what 2025 has looked like for Oracle Car Finance so far, and the types of cars our customers are funding.
2025 has been a busy year for us already, with many challenges for the industry as a whole. Despite this we continue to go from strength to strengths in the year in which we celebrate our 20th year in September.
2025 has already provided us with a double award win at the Credit Strategy Car Finance Awards for ‘Best Specialist Car Finance Provider’ and ‘Customer Excellence’ making it six wins in six years at the event. We also celebrated our busiest month ever as a business in March and continue to expand our team in order to continue to serve more customers than ever before.
But as we look back at the year so far, just what types of vehicles have the Oracle Car Finance customers been funding and what does it tell us about how the automotive industry is changing with the times.
With 2,200 cars and over £110million funded already in 2025, these are the headline figures:
Fuel Type
With the majority of the discussion in the motor industry these days being about electric vehicles, the ZEV Mandate and the approaching combustion engine ban, what affect is this having on the types of cars our customers are funding, if any?
Our recent post about the concerns that UK motorists have about electric cars shows that it isn’t just the motor industry that are uncertain about an all-electric future. So have our customers displayed the same uncertainty so far with their car buying choices? They certainly have.
The number of fully electric cars funded so far this year is just over 6% of the total number of cars (5.6% in 2024, 7.6% in 2023). This means that either the typical Oracle Car Finance customer is not that interested in EV’s or that manufacturers have a bigger job on their hands than they thought to convince people to make the switch.
As for other powertrains, Diesel remained quite a large portion at almost 22% of the total number funded so far (23.1% in 2024), 29% in 2023). Petrol as always was the majority however at 72% of all vehicles funded so far this year, a further rise so far from the 71.2% last year and 58.3% in 2023.
We have always known that Oracle Car Finance customers share the same enthusiasm and passion for their cars as we do, and the reluctance to switch to electric power perhaps shows that so far electric vehicles just don’t offer the same appeal as combustion engine vehicles.
Brand
After 2 years as the most popular brand we fund, last year Land Rover was replaced at the top by Porsche, and by some margin. Last year we provided funding for over 860 Porsche models for our customers and this year that trend seems to be growing further still.
At the halfway point through the year, we have funded 460 Porsche models thus far, a 15% increase compared to this time last year. Our Account Managers’ understanding of the brand and our official partnership with Porsche Club Great Britain perfectly aligns with the passion that our customers have for the iconic car maker from Stuttgart.
After Porsche, BMW is the next most popular brand, yet at just over 310 vehicles is some way behind so far in 2025. Land Rover takes third place at just over 300 vehicles funded so far, followed by Mercedes Benz at just over 250 and Audi with 210.
They may be the most popular brands funded so far this year but what about some of the more notable statistics from other manufacturers. The prancing horse of Ferrari is one of the most popular badges in the world and is more popular than ever with our customers too. The Italian manufacturer is well on its way to 100 models funded just 6 months into 2025, that’s roughly one funded every other day so far.
Other prestige brands that exceled in the first half of the year were Aston Martin, with 61 funded so far, Lamborghini with just under 40 funded so far and 30 McLaren models that our customers have funded in 2025 to date. Away from supercars but sticking with luxurious brands, our customers have funded 20 Rolls Royce models and enough Bentley’s to fund one every single week thus far.
Models
Porsche have always been one of our most popular brands we fund each year and for the past five years in a row, the 911 has by far and away been the most popular model we fund for our customers.
In all of 2024 our customers funded over 360 911’s of all specification and ages and this year that number looks set to grow even further. While last year might have seen more than enough to fund one 911 per day for a full year, in the 6 months of 2025 so far our customers have funded 217 Porsche 911 models. That’s a 20% increase compared to this time last year.
The 911 is by far and away the most popular model of car we fund for our customers, followed by the ever-popular Land Rover SUV trio of the Range Rover, Range Rover Sport and Defender models with 61, 66 and 90 models funded respectively. SUV’s feature heavily in the list of popular models we fund for our customers, with those models followed by the Macan and Cayenne of which both were around 60 models so far this year.
Of the more notable models we have funded so far in 2025 there have been 22 Mercedes Benz G-Class’, 21 Audi R8’s and exactly 50 Porsche ‘GT; products from 911 GT3 RS’s to 718 Cayman GT4 RS’s and Spyder RS’s.
Of the more rare models that may be of interest to automotive enthusiasts, the first half of the year has also seen us fund (in alphabetical order):
an Alfa Romeo 8C Competizione
an Ariel Atom and Ariel Nomad
An Aston Martin DB4 and DB5
4 Aston Martin DB12’s
2 Aston Martin GT8’s
a 2000 Aston Martin V8 Vantage Le Mans
a 1951 Bentley Mk VI Special
a Dodge Viper Final Edition
a 1958 Ferrari 250 Pininfarina Coupe
a Ferrari 458 Speciale
a Ferrari 488 Pista
8 Ferrari 812 Superfast
2 Ferrari Testarossa
2 Ford Escort RS Cosworths
a 1967 Shelby Mustang GT500
2 Honda NSX’s
a Hummer H2
a Jaguar XE Project 8
a Jaguar XJ220
4 Lamborghini Aventadors
a Lamborghini Revuelto
a Lancia Delta HF Integrale
a Lexus LFA
a Maserati Merak
9 McLaren 600LT’s
2 McLaren 765LT’s
a Mercedes Benz 230SL Pagoda
a Mercedes Benz SLR McLaren
a 1930’s MG L-Type Magna racing car
an MG X-Power SV
a Morgan Plus 6
2 1956 Porsche 356 A Speedsters
a Porsche 911 R
a Porsche 930 Turbo
4 Porsche 911 GT3 RS’s [992]
a Porsche 911 Turbo 50 Edition
a 1989 Renault 5 Turbo II
a Renault Clio V6 Phase 2
3 Rolls Royce Cullinan Black Badges
a TVR Tuscan
a Volkswagen XL1
9 Trucks
9 Motorhomes
6 Motorbikes
& a Mercedes Benz Limousine
Body Type
Despite the most popular model we have funded so far this year being a Coupe in the form of the Porsche 911, the SUV has regularly been the most popular body style funded by our customers. So far this year the SUV remains the most funded with 42.2% of all vehicles being an SUV of some sort. Pretty much identical to the results of the whole of last year too.
The biggest increase has come from the Coupe body style, with 25.1% of all vehicles funded being a Coupe (19.3% in 2024). With the popularity of the 911 and the fact that so far we have funded over 270 supercars, it isn’t surprising that a quarter of all cars our customers have bought have been a Coupe.
Despite the sometimes-questionable weather, the UK has long been considered as the Convertible buying capital of Europe. With the recent warm summer weather we have been experiencing, the number of Convertibles our customers have been buying has certainly been on the increase. It currently represents 9.7% of all the cars we funded so far, an increase on the overall total of 8.3% from 2024.
This is followed by Saloons at 8% (12.7% in 2024), Hatchbacks at 5.5% (6.7% in 2024) and Estate cars at 5.2% of the share (4.7% in 2024). Commercial vehicles we have funded has fallen sightly to 3.6% (from 4.8%), perhaps affected by the recent changes to taxation, whilst Motorhomes currently make up 0.4% of all vehicles funded this year.
So What About The Rest Of 2025?
As much as we are being told that the number of electric vehicles being bought by UK motorists is on the increase, it obviously doesn’t appeal to Oracle Finance Customers so far. The fact that this years ZEV Mandate target stands at 28% of new car sales yet the share of electric cars we have funded this year is just 6.1% shows that manufacturers are potentially right to be reconsidering their EV plans.
What it does show is that the shared enthusiasm for performance and prestige cars that we have with our customers remains as strong as ever. The increase in the number of supercars and the variance of special notable models and classic cars that we have funded so far this year is a constant interest of all of us here at Oracle Car Finance.
With talk of rates expecting to fall further as we move further into the second half of the year it is more crucial than ever to ensure your car finance package not only remains competitive but right for you and your circumstances. Regular conversations with your Account Manager is always the best way to ensure that your car finance works best for you.
The Oracle Car Finance Difference
With the falling interest rates meaning there are a number of fluctuations in packages available from dealerships, so many of those looking for vehicle funding are realising it is about the quality of service and the personal touch perhaps more than the headline rates that manufacturer finance products have available. Whilst the car market might be an uncertain and changeable place at the moment, you can rest assured that Oracle Car Finance have the expertise and knowledge to assist you in whatever type or brand of car you are looking to fund.
Looking to purchase a car in 2025? Why not get the ball rolling with a no obligation conversation with your dedicated Account Manager about your funding options. You can get in touch with us either by calling 0800 012 6666 or online by clicking here.
With over 2,800 Trustpilot reviews, six-time award winners in six years at the Credit Strategy Car Finance Awards, and having provided over £2 billion of vehicle funding and counting, you too can find out why thousands of people trust us time and time again to find a smarter, tailored funding solution when looking for your next car.
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